Federal Student Loan Consolidation

Federal Student Loan Consolidation
Consolidating your federal student loans can reduce your monthly payment up to 53%. You can eSign your application online and be finished in minutes.

Private Student Loan Consolidation

Private Student Loan Consolidation
Our private student loan consolidation program offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties.
Savings shown are based on the current Stafford Loan interest rate of 6.8%; borrowers in grace periods, with student loans

other than Stafford (i.e. PLUS or Perkins loans), or with Stafford Loans older than July 1, 1998, will have different interest rates.
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Federal Student Loan Consolidation

Federal student loan consolidation is a fixed-rate refinancing program that combines all of your existing federal student loans into one new loan. Consolidation is a great tool for managing your finances - providing immediate payment relief and long term benefits. With our fast and convenient eSignature, your application will be complete in just a few minutes.

Cut your monthly student loan payment by as much as 50%
Simplify your finances with one monthly payment

Improve your credit rating
No credit checks, fees, or application charges
Reduce your interest rate 0.6% by consolidating during your grace period

Get Started – Easy Online Application
Federal Student Loan Consolidation Payment Relief
One of the key benefits of consolidating your federal school loans is payment relief. By combining all of your student loans into one consolidated loan, you can lengthen your repayment term from the standard 10 years to up to 30 years, depending on the amount of your education debts. With a lower monthly payment, you'll have more money available to meet other living expenses, including car payments, housing expenses, and career-related necessities. Because there are no penalties for overpayment, you can make larger payments and reduce your repayment term when it becomes affordable. Learn more about how student loan consolidation works in this step-by-step tutorial.

Consolidating with Student loan Consolidator
Get one-on-one personalized customer service. Our loan counselors will educate you on the benefits of federal student loan consolidation and help you determine if consolidating is the right choice. We will explain the consolidation process and the repayment options that are available to you.

What Qualifies for Federal Student Loan Consolidation?
Federal loan consolidation can include Federal Stafford Loan consolidation, PLUS Loan consolidation, Direct Loan consolidation as well as Perkins Loans, HEAL Loans and all Federal FFELP and Direct Loans taken to pay for your education. Private student loan consolidation is different - You will lose your federal loan benefits if you consolidate your federal loans into a private loan consolidation.

Get Started – Easy Online Application
Consolidating with Student loan Consolidator
Get one-on-one personalized customer service. Our loan counselors will educate you on the benefits of federal student loan consolidation and help you determine if consolidating is the right choice. We will explain the consolidation process and the repayment options that are available to you.

Related Links

Student loan consolidation

Direct loan consolidation

PLUS loan consolidation

Private student loan consolidation

Consolidate federal student loans - apply now

Consolidate private student loans - apply now

Consolidate PLUS loans - apply now

Common typos for consolidation
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